# Binance Fee Calculator 2026 | Code TRADEOFF20 Calculate your Binance trading fees and see how much you save with referral code TRADEOFF20. Interactive calculator for spot and futures fees. Source: https://cryptoexchange.discount/blog/binance-fee-calculator Canonical: https://cryptoexchange.discount/blog/binance-fee-calculator [Home](https://cryptoexchange.discount/en) [Blog](https://cryptoexchange.discount/en/blog) # Binance Fee Calculator 2026 | Code TRADEOFF20 Calculate exactly how much you can save on Binance trading fees. See the impact of our exclusive referral code TRADEOFF20 on your spot and futures trades. Start Saving Today `TRADEOFF20` Join millions of traders on Binance and save up to 40% on trading fees with referral code TRADEOFF20 + BNB discount. Your savings start from the very first trade. [Register on Binance](https://accounts.binance.com/register?ref=TRADEOFF20) ## Binance Fee Calculator ### Without Discounts ### With TRADEOFF20 ### With TRADEOFF20 + BNB ### Your Annual Savings ## Complete Binance Fee Schedule ### Spot Trading Fees | Level | 30d Volume | Maker | Taker | Maker + TRADEOFF20 | Taker + TRADEOFF20 | | --- | --- | --- | --- | --- | --- | | VIP 0 | < $1M | 0.1000% | 0.1000% | 0.0800% | 0.0800% | | VIP 1 | $1M+ | 0.0900% | 0.1000% | 0.0720% | 0.0800% | | VIP 2 | $5M+ | 0.0800% | 0.1000% | 0.0640% | 0.0800% | | VIP 3 | $20M+ | 0.0700% | 0.0800% | 0.0560% | 0.0640% | | VIP 4 | $100M+ | 0.0500% | 0.0600% | 0.0400% | 0.0480% | | VIP 5 | $150M+ | 0.0400% | 0.0500% | 0.0320% | 0.0400% | ### Futures Trading Fees (USDT-M) | Level | 30d Volume | Maker | Taker | Maker + TRADEOFF20 | Taker + TRADEOFF20 | | --- | --- | --- | --- | --- | --- | | VIP 0 | < $15M | 0.0200% | 0.0500% | 0.0160% | 0.0400% | | VIP 1 | $15M+ | 0.0160% | 0.0400% | 0.0128% | 0.0320% | | VIP 2 | $50M+ | 0.0140% | 0.0350% | 0.0112% | 0.0280% | | VIP 3 | $100M+ | 0.0120% | 0.0300% | 0.0096% | 0.0240% | | VIP 4 | $200M+ | 0.0100% | 0.0250% | 0.0080% | 0.0200% | | VIP 5 | $500M+ | 0.0080% | 0.0200% | 0.0064% | 0.0160% | Fee rates are subject to change. TRADEOFF20 discount is applied automatically on registration and lasts for the lifetime of your account. ## How TRADEOFF20 Saves You Money ### The 20% Calculation Explained When you register on Binance with referral code TRADEOFF20, every trade you make automatically receives a 20% discount on the trading fee. This discount is applied before fees are deducted from your account. For example, if the standard taker fee is 0.1%, your effective fee becomes 0.08%. This might seem small per trade, but it compounds significantly over time, especially for active traders. ### Savings by Trading Volume (Spot, VIP 0, Taker) Savings calculated with TRADEOFF20 referral discount only. Add BNB discount (25%) for even greater savings up to 40% total. ## Maximize Your Savings ### Use Referral Code TRADEOFF20 Sign up with TRADEOFF20 to get an automatic 20% lifetime discount on all trading fees. This is the easiest and most impactful way to reduce costs. ### Enable BNB Fee Payment Hold BNB in your account and enable "Use BNB for fees" in settings. This gives you an additional 25% discount that stacks with your referral discount. ### Use Limit Orders (Maker) Maker orders (limit orders) have lower fees than taker orders (market orders). Use limit orders when possible to save on every trade. ### Reach Higher VIP Levels As your 30-day trading volume increases, you automatically move up VIP tiers with progressively lower fee rates. #### Pro Tip: Stack All Discounts TRADEOFF20 referral (20%) + BNB fee payment (25%) = 40% total discount. On top of that, using maker orders and reaching VIP levels can reduce your fees even further. A VIP 3 trader with all discounts pays just 0.0336% per trade instead of 0.08%! ## Frequently Asked Questions Start Saving Today `TRADEOFF20` Join millions of traders on Binance and save up to 40% on trading fees with referral code TRADEOFF20 + BNB discount. Your savings start from the very first trade. [Register on Binance](https://accounts.binance.com/register?ref=TRADEOFF20) This page contains affiliate links. We may earn a commission at no extra cost to you. People-first next steps ## Use the calculator result, then tighten the real Binance fee setup The fee number only helps if your account settings and market choice match it. Work through these in order to lock the baseline, remove avoidable fee drag, and decide whether spot or futures is actually the cheaper fit for your trade. - [Step 01 Fee basics Binance Fee Guide for Beginners: Everything You Need to Know Start here if you want the plain-English maker and taker baseline before changing calculator inputs. Complete beginner guide to Binance fees. Understand trading, deposit, and withdrawal fees. Save 20% with TRADEOFF20. min read Read next](https://cryptoexchange.discount/blog/binance-fee-guide-beginners) - [Step 02 Full fee table Binance Fees Guide Use the full Binance fee guide to sanity-check the exact tier, discount stack, and market you modeled above. Practical guide to Binance trading fees, referral eligibility, BNB discounts, VIP tiers, spreads, withdrawal costs, and the fee checks to run before trading. min read Read next](https://cryptoexchange.discount/blog/binance-fees-guide) - [Step 03 Lower-fee settings Lowest Binance Fee Settings 2026 | Save 40%+ Turn the calculator output into reality by tightening BNB payment, referral, and VIP-sensitive settings in the account. Optimize your Binance fee settings to save 40%+ on every trade. Combine referral code TRADEOFF20, BNB payment, and VIP tiers for maximum savings. min read Read next](https://cryptoexchange.discount/blog/binance-lowest-fee-settings) - [Step 04 Spot vs futures Binance Spot vs Futures Fees: Complete Comparison (With vs Without Referral) Compare both routes once the fee math is clear so you do not pick futures just because the headline fee looks smaller. Compare Binance spot and futures trading fees side by side. See how TRADEOFF20 referral code reduces fees on both markets. min read Read next](https://cryptoexchange.discount/blog/binance-spot-vs-futures-fees) ## Agent Interfaces - API catalog: https://cryptoexchange.discount/.well-known/api-catalog - Service documentation: https://cryptoexchange.discount/docs/api - MCP server card: https://cryptoexchange.discount/.well-known/mcp/server-card.json - MCP endpoint: https://cryptoexchange.discount/mcp ## Available Agent Tools - searchExchanges: Search crypto exchanges, wallets, analytics tools, and crypto cards by name, promo code, or feature. - getReferralCode: Get the current referral code, offer details, and signup URL for a specific exchange or product. - listDiscounts: List the highest-rated verified discounts currently featured on the site.