Borrow against your crypto without selling. Get instant liquidity while keeping your long-term positions
Get a Crypto Loan20% lifetime fee discount with code TRADEOFF20
Create Binance account with lifetime 20% fee discount.
Binance Register Link: https://accounts.binance.com/register?ref=TRADEOFF20
Binance Loans lets you borrow crypto or stablecoins using your existing crypto holdings as collateral. Instead of selling your Bitcoin or Ethereum, you can unlock liquidity while maintaining exposure to potential price increases.
Lock your BTC, ETH, or other supported crypto
Receive USDT, USDC, or other coins immediately
Trade, withdraw, or use however you like
Pay back loan + interest to get collateral back
Estimate your loan amount, interest, and liquidation price
≈ $42,000
* Rates are estimates. Actual rates may vary. Check Binance for current rates.
Low liquidation risk. Price can drop 50%+ before liquidation.
Good balance of loan amount and safety margin.
Maximum loan but higher liquidation risk. Monitor closely.
If your collateral value drops and LTV reaches 83%, Binance will automatically sell your collateral to repay the loan. You keep the borrowed funds but lose part or all of your collateral. Always monitor your position and add collateral if needed.
Need cash but crypto is down? Borrow instead of selling low. Repay when prices recover.
Borrowing is not a taxable event in most jurisdictions. Access funds without triggering capital gains.
Borrow stablecoins to buy more crypto. Amplify gains (and risks) without using margin.
Pay bills, make purchases, or cover emergencies without liquidating your long-term holdings.
Log into Binance and navigate to Earn → Crypto Loans
💡 Make sure you have completed identity verification (KYC)
Choose your collateral coin, loan coin, amount, and duration
💡 Start with lower LTV (50-65%) for safety buffer
Check the interest rate, liquidation price, and total repayment
💡 Note the liquidation price and set price alerts
Funds are credited to your spot wallet instantly
💡 You can repay early anytime with no penalties
Set alerts at 10-20% above your liquidation price to add collateral in time
Borrow less than maximum (50-60% LTV) for a larger safety margin
USDT/USDC as collateral means no liquidation risk from price drops
Interest is calculated hourly. Repay early to save on interest costs
Get instant crypto-backed loans on Binance. Keep your long-term positions while accessing the funds you need.
Get a Crypto Loan NowUse referral code TRADEOFF20 for 20% lifetime fee discount
Create Binance account with lifetime 20% fee discount.
Binance Register Link: https://accounts.binance.com/register?ref=TRADEOFF20
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Disclaimer: This article contains referral links. Crypto loans carry liquidation risk. If your collateral value drops significantly, you may lose your collateral. Only borrow what you can afford to repay. Interest rates are subject to change. This is not financial advice.