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OCC-Regulated National Trust Bank

BitGo: The Digital Asset Infrastructure Company

Complete guide to the world's leading institutional crypto custodian. Multi-signature security, Go Network settlement, and prime brokerage services.

18 min čtení
#1 Custodian & Staking Provider
$104B+
Assets on Platform
9.3M+
Wallets Created
700+
Tokens Supported
2013
Founded
Official Website
bitgo.com
Trusted by 1500+ institutional clients globally
Visit BitGo

What is BitGo?

BitGo is the world's leading digital asset infrastructure company, providing institutional-grade custody, wallet, and financial services for cryptocurrencies. Founded in 2013 by Mike Belshe and Ben Davenport in Palo Alto, California, BitGo pioneered the commercial use of multi-signature wallet technology that has become the industry standard for securing digital assets.

As a federally chartered national trust bank (approved by the OCC), BitGo provides regulated qualified custody services trusted by over 1,500 institutional clients globally, including major cryptocurrency exchanges, hedge funds, ETF issuers, and corporate treasuries. The platform processes approximately 20% of all on-chain Bitcoin transactions by value.

With over $104 billion in assets on its platform and more than 9.3 million wallets created, BitGo has established itself as the "AWS of digital assets" - providing essential infrastructure that powers the cryptocurrency ecosystem.

Key Features & Capabilities

Multi-Signature Security

Industry-pioneering 2-of-3 multi-sig technology eliminates single points of failure and enables secure recovery.

Federally Regulated

OCC-approved national trust bank with SOC 2 Type 2 certification. Trusted by institutions globally.

$250M Insurance

Comprehensive insurance coverage protects assets in qualified custody against theft and security breaches.

Go Network Settlement

Instant off-exchange settlement with major exchanges. Trade without pre-funding while assets stay in cold storage.

Prime Brokerage

Institutional trading, financing, and lending services. Access 250+ crypto pairs with competitive pricing.

Staking Services

Award-winning staking provider (2025 Staking Provider of the Year). Earn yield on PoS assets securely.

Multi-Signature Security (2-of-3)

BitGo pioneered multi-signature wallets in 2013. Transactions require 2 of 3 keys, eliminating single points of failure.

User Key
Held by client
BitGo Key
Held by BitGo
Backup Key
Cold storage
No Single Point of Failure

Even if one key is compromised, funds remain secure. The 2-of-3 threshold ensures both security and recoverability.

Custody Solutions Comparison

Qualified Custody

  • BitGo holds all 3 keys
  • Regulated trust company
  • $250M insurance coverage
  • SOC 2 Type 2 audited
Best for: Institutions, ETFs, Funds

Self-Custody Hot

  • Client holds 2 keys
  • BitGo co-signs
  • Policy-based approvals
  • Instant transactions
Best for: Exchanges, Active Traders

Self-Custody Cold

  • Keys never online
  • Air-gapped signing
  • Maximum security
  • Compliance friendly
Best for: Long-term Holdings, Treasuries

Go Network: Off-Exchange Settlement

Trade on major exchanges without pre-funding. Assets stay in cold storage while you execute trades.

Go
Network
HTX
HTX
KC
KuCoin
GT
Gate.io
DB
Deribit
STS
STS Digital
Instant
Settlement
Cold Storage
Assets Secured
24/7
Availability

Products & Services

Qualified Custody

Institutional-grade custody with regulatory compliance

  • OCC-regulated trust
  • $250M insurance
  • Cold storage
  • Segregated accounts

Wallet-as-a-Service

White-label wallet infrastructure for businesses

  • API & SDK access
  • 700+ tokens
  • Policy engine
  • Custom branding

Prime Trading

Institutional crypto trading with best execution

  • 250+ trading pairs
  • TWAP/VWAP algos
  • 24/7 execution
  • API & UI access

Go Network

Off-exchange settlement infrastructure

  • Instant settlement
  • DVP support
  • Major exchanges
  • No counterparty risk

Financing

Crypto-backed lending and borrowing

  • Collateral management
  • Competitive rates
  • Flexible terms
  • OTC desk

Staking

Secure staking for proof-of-stake assets

  • ETH, SOL, DOT+
  • Non-custodial
  • Competitive yields
  • Auto-compounding

Company Milestones

2013Founded

Mike Belshe & Ben Davenport launch BitGo in Palo Alto

2013Multi-Sig Wallet

First commercial multi-signature wallet for Bitcoin

2018Trust Company

BitGo Trust Company established in South Dakota

2020Prime Services

Launch of institutional trading & lending

202310 Year Anniversary

Surpasses $64B in assets under custody

2024OCC Approval

Becomes federally chartered national trust bank

2025Go Network Expansion

HTX, KuCoin, Gate.io join settlement network

2026NYSE IPO

Public listing under ticker BTGO

Supported Digital Assets

BitGo supports 700+ coins and tokens across multiple blockchains

BT
BTC
ET
ETH
SO
SOL
XR
XRP
AD
ADA
DO
DOT
AV
AVAX
MA
MATIC
LI
LINK
UN
UNI
US
USDC
US
USDT
700+ tokens including all major DeFi protocols

Who Uses BitGo?

Banks
Hedge Funds
Exchanges
ETF Issuers
Trading Firms
Retail Platforms
BitGo serves 1,500+ institutional clients across 50+ countries

Leadership

MB

Mike Belshe

Co-Founder & CEO

Mike Belshe is an entrepreneur with deep expertise in secure systems and distributed computing. Before founding BitGo, he worked at HP, Netscape, and Microsoft, and played a key role in developing Google Chrome as an engineering lead.

His browser security background gave him unique insights into cryptographic systems, leading him to discover Bitcoin in 2012 and launch BitGo in 2013 with the first commercial multi-signature wallet.

Security & Compliance

Security Technology

  • Multi-signature (2-of-3) wallet architecture
  • HSM (Hardware Security Module) protection
  • Air-gapped cold storage for keys
  • Configurable policy engine (whitelists, velocity limits)

Regulatory Compliance

  • OCC-chartered national trust bank
  • SOC 2 Type 2 certified
  • AML/KYC compliant processes
  • Multiple global regulated entities

$250 Million Insurance Coverage

Industry-Leading Protection

BitGo's qualified custody wallets are protected by up to $250 million in insurance coverage through Lloyd's of London, covering theft from hacking, insider attacks, and private key compromise. Assets are held in bankruptcy-remote structures for additional protection.

$250M
Coverage
Lloyd's
Underwriter
Bankruptcy
Remote

Conclusion

BitGo has established itself as the backbone of institutional cryptocurrency infrastructure over the past decade. From pioneering multi-signature technology in 2013 to becoming a federally regulated national trust bank, BitGo consistently leads in innovation while maintaining the highest security standards.

Whether you're a hedge fund seeking qualified custody, an exchange needing wallet infrastructure, or a trading firm requiring off-exchange settlement through Go Network, BitGo provides enterprise-grade solutions backed by $250M in insurance and regulatory compliance.

With its 2026 NYSE IPO under ticker BTGO, BitGo enters a new chapter as a publicly traded company, further cementing its position as the "AWS of digital assets" and the preferred infrastructure partner for institutions navigating the cryptocurrency ecosystem.

Ready to Explore BitGo?

Discover why 1,500+ institutions trust BitGo with over $104 billion in digital assets.

Visit BitGo.com

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