Quoi is OKX Carte?
OKX Carte is a Mastercard-powered crypto debit card that lets you spend stablecoins directly from your self-custody wallet at over 150 million merchant locations worldwide. Unlike traditional crypto cards that require preloading or manual conversions, OKX Carte converts your stablecoins to euros only at the moment of purchase.
Self-Custody
Your stablecoins remain in your wallet until you make a purchase. You maintain full control of your assets at all times.
Mastercard Réseau
Accepted at over 150 million Mastercard merchant locations worldwide. Pay online, in-store, or via contactless tap-to-pay.
Instant Conversion
Stablecoins are converted to euros only at the point of sale. No need to preload, top up, or manually convert your crypto.
Comment Does OKX Carte Work?
Get Your Carte
Sign up on OKX and request your virtual or physical card. Complet KYC verification to get started.
Load Stablecoins
Dépôt euros and convert to stablecoins (USDC, USDG), or transfer stablecoins directly to your OKX Pay wallet.
Spend Anywhere
Use your card at any Mastercard-accepting merchant. Stablecoins convert to EUR automatically at checkout.
Earn Cashback
Receive instant crypto cashback on eligible purchases. VIP users earn up to 20% back during the launch period.
Frais Structure
OKX Carte offers one of the most competitive fee structures in the crypto card market. With zero transaction fees and zero foreign exchange fees, you only pay a minimal 0.4% market spread when your stablecoins are converted to fiat at the point of sale.
Traditional Carte vs OKX Carte
Cashback & Récompenses
OKX Carte offers industry-leading cashback rates during the launch period. Récompenses are distributed instantly in cryptocurrency, giving you even more crypto exposure with every purchase.
Up to 20% cashback on eligible purchases during the first 30 days. Récompenses paid instantly in crypto.
Up to 15% cashback on eligible purchases during the first 30 days. Plus access to exclusive future rewards.
Instant Crypto Récompenses
Cashback rewards are distributed instantly in cryptocurrency after each eligible purchase. No waiting periods, no minimum thresholds. Early adopters who join the waitlist also qualify for enhanced launch benefits.
OKX Pay: The DeFi Paiement Gateway
OKX Pay is the backbone of the OKX Carte experience. Described as the world\
Rampe d'Accès Euro
Dépôt euros directly, convert them to fiat-backed stablecoins, and use them for daily payments. Coffee, parking, bills, or splitting expenses with friends.
Accès DeFi et RWA
Beyond payments, OKX Pay serves as a gateway to DeFi protocols and real-world asset (RWA) applications. Hold, transact, and deploy capital from a single interface.
24/7 Instant Settlement
Stablecoins settle faster and cheaper than traditional rails, remove cross-border limitations, and operate 24/7 with instant finality.
Fully Compliant
Operates within European payment regulations. Not a closed system but a compliant gateway to onchain finance within the MiCA framework.
Stablecoins Pris en Charge
At launch, OKX Carte supports spending with two major fiat-backed stablecoins, ensuring maximum stability and liquidity for everyday transactions.
USDC
by Circle
The most widely used regulated stablecoin. Fully backed by US dollars and US Treasury bonds. Regularly audited by Deloitte. Disponible on multiple blockchains.
USDG
by Paxos (Mondial Dollar)
Paxos Mondial Dollar is a fully regulated stablecoin backed 1:1 by US dollars. Issued by Paxos, a regulated financial institution, with transparent reserves and regular attestations.
Apple Pay & Google Pay Support
OKX Carte integrates seamlessly with Apple Pay and Google Pay, allowing you to make contactless crypto payments from your phone. No need to carry a physical card - just tap and pay with your stablecoins.
Tap to Pay
Simply hold your phone near the payment terminal. Crypto converts instantly at checkout.
Online Paiements
Use OKX Carte for online shopping at any Mastercard-accepting website or app worldwide.
Sécurisé & Private
Tokenized card numbers ensure your real details are never shared with merchants. Biometric authentication for extra security.
MiCA Compliance & Regulation
OKX operates as a regulated Crypto-Asset Service Provider (CASP) in the European Union under the Marchés in Crypto-Assets Regulation (MiCA) framework. The OKX Carte is issued through Monavate, a licensed European financial services partner.
MiCA Framework
Unified bloc-wide regulation bringing stablecoin issuers and crypto service providers under comprehensive regulatory oversight.
AML & KYC Compliance
Full Anti-Money Laundering and Know Your Customer compliance. Monavate operates within the EEA under strict regulatory standards.
Monavate Partnership
Licencié European payments issuer headquartered in the UK, operating within the European Economic Area. Ensures card issuance meets all regulatory requirements.
Couverture EEE
Disponible across the European Economic Area. OKX is pursuing broader payments licensing to expand coverage across Europe.
— Erald Ghoos, CEO, OKX Europe
"Stablecoins bring more choice to users, and by partnering with OKX, Mastercard is helping bring them into the financial mainstream with trust, scale, and utility."
— Christian Rau, SVP, Mastercard
OKX Carte vs Competitors
Voir how OKX Carte stacks up against other popular crypto debit cards available in Europe.
| Fonctionnalité | OKX Card | Binance Card | Crypto.com Card | Coinbase Card |
|---|---|---|---|---|
| Réseau | Mastercard | Visa | Visa | Visa |
| Transaction Frais | 0% | 0.9% | 0% | 2.49% |
| FX Frais | 0% | 0% | 0% | 2% |
| Spread | 0.4% | Variable | Variable | Variable |
| Cashback | Up to 20% | Up to 8% | Up to 5% | Up to 4% |
| Self-Custody | — | — | — | |
| Apple Pay | — |
Questions Fréquemment Posées
Get Your OKX Carte Today
Rejoindre OKX and be among the first to use the OKX Carte in Europe. Zero fees, up to 20% cashback, and spend your crypto anywhere Mastercard is accepted.
Utiliser le code TRADEOFF20 for exclusive benefits
Connexe Articles
Comparez the top crypto debit cards with fees, cashback, and supported countries.
Everything you need to know about OKX exchange: features, fees, and trading tips.
Understanding USDC, USDT, USDG and other stablecoins. Comment they work and which to choose.