Bitvavo vs Binance Fees 2026: Complete Fee Comparison
A detailed side-by-side comparison of Bitvavo and Binance trading fees, deposit costs, and withdrawal charges. Find out which exchange offers better value for your trading style and volume.
Bitvavo - 10 EUR Bonus
Binance - 20% Fee Discount
Bitvavo vs Binance: Quick Overview
Bitvavo is a Netherlands-based cryptocurrency exchange focused on the European market, known for its simplicity, EUR-native trading, and free iDEAL deposits. It is regulated by De Nederlandsche Bank (DNB) and fully MiCA compliant.
Binance is the world largest cryptocurrency exchange by trading volume, offering an extensive range of products including spot trading, futures, margin trading, staking, and more. It operates globally and supports hundreds of trading pairs.
While Binance generally offers lower base trading fees, Bitvavo compensates with free EUR deposits via iDEAL and SEPA, making it particularly cost-effective for European users who trade in smaller volumes.
Spot Trading Fees Comparison
Compare maker and taker fees across all VIP tiers for both exchanges:
| Tier Level | Bitvavo Maker | Bitvavo Taker | Binance Maker | Binance Taker |
|---|---|---|---|---|
| Starter / Regular | 0.15% | 0.25% | 0.10% | 0.10% |
| Bronze / VIP 1 | 0.10% | 0.20% | 0.09% | 0.10% |
| Silver / VIP 2 | 0.08% | 0.16% | 0.08% | 0.10% |
| Gold / VIP 3 | 0.06% | 0.12% | 0.07% | 0.08% |
| Platinum / VIP 4 | 0.04% | 0.08% | 0.05% | 0.06% |
Binance fees shown before BNB discount. With BNB payment, Binance fees are reduced by an additional 25%.
Futures Trading Fees
An important distinction between the two platforms is that Bitvavo does not offer futures or derivatives trading. It is a spot-only exchange focused on simplicity and regulatory compliance in the EU.
Binance offers an extensive futures platform with perpetual and quarterly contracts. Base futures fees start at 0.02% maker and 0.04% taker, which can be further reduced with BNB discounts and VIP tiers.
If futures or leverage trading is important to you, Binance is the clear choice. However, if you are a spot trader focused on simplicity and EU regulation, Bitvavo may be the better fit.
Deposit and Withdrawal Fees
Compare the costs of moving money in and out of each exchange:
| Method | Bitvavo Deposit | Bitvavo Withdraw | Binance Deposit | Binance Withdraw |
|---|---|---|---|---|
| SEPA Transfer | Free | Free | Free | 1 EUR |
| iDEAL | Free | N/A | N/A | N/A |
| Credit Card | 1.5% | N/A | 1.8% | N/A |
| BTC Withdrawal | - | Network fee | - | Network fee |
| ETH Withdrawal | - | Network fee | - | Network fee |
iDEAL is exclusive to Netherlands-based banks. SEPA transfers are available to all EU residents on both platforms.
Token-Based Fee Discounts
Binance offers a significant fee discount when you pay trading fees using BNB (Binance Coin). This discount is currently 25% on spot trading fees, effectively reducing the standard 0.10% fee to 0.075% for both maker and taker.
Bitvavo does not have a native token and therefore does not offer token-based fee discounts. Your fee reduction on Bitvavo is determined solely by your 30-day trading volume tier.
For active traders, the BNB fee discount on Binance can result in significant savings over time. However, this requires holding BNB tokens, which adds exposure to BNB price movements.
Referral Discounts Compared
Bitvavo: C62BEA7701
New users who register with referral code C62BEA7701 receive a 10 EUR welcome bonus. This bonus is credited after completing verification and making your first trade.
Binance: TRADEOFF20
New users who register with referral code TRADEOFF20 receive a permanent 20% discount on all spot trading fees. This discount applies for the lifetime of the account.
Which is Cheaper? Volume-Based Analysis
Here is how the actual costs compare at different monthly trading volumes (including referral discounts):
| Monthly Volume | Bitvavo Fee | Bitvavo Cost | Binance Fee | With BNB | Winner |
|---|---|---|---|---|---|
| $1,000/mo | $2.50 | 0.25% | $1.00 | $0.75 | Binance |
| $10,000/mo | $25.00 | 0.25% | $10.00 | $7.50 | Binance |
| $100,000/mo | $160.00 | 0.16% | $100.00 | $75.00 | Binance |
Bitvavo costs shown at base taker rate. Binance costs include 20% referral discount. BNB column includes additional 25% BNB discount. Does not include Bitvavo 10 EUR welcome bonus.
Which Exchange is Best For You?
Bitvavo is Best For
European users who want DNB-regulated, MiCA-compliant exchange with full EU protections
Dutch residents who prefer free iDEAL deposits and EUR-native trading pairs
Beginners who want a simple, no-complexity spot trading experience with free SEPA withdrawals
Casual traders who value ease of use and customer support in their language
Binance is Best For
Active traders who benefit from lower base fees and additional BNB-based fee discounts
Traders who want access to 600+ coins and a massive selection of trading pairs
Users who need futures, margin, and advanced trading tools alongside spot trading
High-volume traders who can unlock even lower fees through VIP tier upgrades
Frequently Asked Questions
Common questions about Bitvavo and Binance fee structures:
Important: Fee Structures May Change
Fee structures on both Bitvavo and Binance are subject to change. The information in this guide is accurate as of February 2026. Always verify current fees on each platform official website before making trading decisions.
This comparison focuses on publicly available fee schedules. Institutional and high-volume traders may negotiate custom fee arrangements with either platform.
Choose the Best Exchange for Your Needs
Both exchanges offer excellent value. Use our exclusive referral codes to get the best possible deal on either platform.
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