Bitvavo vs Binance Fees 2026: Complete Fee Comparison
A detailed side-by-side comparison of Bitvavo and Binance handelskosten, storting costs, and opname charges. Find out which beurs offers better value for your trading style and volume.
Bitvavo - 10 EUR Bonus
Binance - 20% Kostenkorting
Bitvavo vs Binance: Quick Overview
Bitvavo is a Netherlands-based cryptovaluta beurs focused on the European market, known for its simplicity, EUR-native trading, and free iDEAL stortings. It is regulated by De Nederlandsche Bank (DNB) and fully MiCA compliant.
Binance is the world largest cryptovaluta beurs by handelsvolume, offering an extensive range of products including spothandel, futures, margin trading, staking, and more. It operates globally and supports hundreds of trading pairs.
While Binance generally offers lower base handelskosten, Bitvavo compensates with free EUR stortings via iDEAL and SEPA, making it particularly cost-effective for European users who trade in smaller volumes.
Spot Handelskosten Comparison
Compare maker and taker fees across all VIP tiers for both beurss:
| Tier Level | Bitvavo Maker | Bitvavo Taker | Binance Maker | Binance Taker |
|---|---|---|---|---|
| Starter / Regular | 0.15% | 0.25% | 0.10% | 0.10% |
| Bronze / VIP 1 | 0.10% | 0.20% | 0.09% | 0.10% |
| Silver / VIP 2 | 0.08% | 0.16% | 0.08% | 0.10% |
| Gold / VIP 3 | 0.06% | 0.12% | 0.07% | 0.08% |
| Platinum / VIP 4 | 0.04% | 0.08% | 0.05% | 0.06% |
Binance fees shown before BNB discount. With BNB payment, Binance fees are reduced by an additional 25%.
Futures Handelskosten
An important distinction between the two platforms is that Bitvavo does not offer futures or derivatives trading. It is a spot-only beurs focused on simplicity and regulatory compliance in the EU.
Binance offers an extensive futures platform with perpetual and quarterly contracts. Base futures fees start at 0.02% maker and 0.04% taker, which can be further reduced with BNB discounts and VIP tiers.
If futures or hefboom trading is important to you, Binance is the clear choice. However, if you are a spot trader focused on simplicity and EU regulation, Bitvavo may be the better fit.
Deposit and Withdrawal Fees
Compare the costs of moving money in and out of each beurs:
| Methode | Bitvavo Deposit | Bitvavo Withdraw | Binance Deposit | Binance Withdraw |
|---|---|---|---|---|
| SEPA Transfer | Free | Free | Free | 1 EUR |
| iDEAL | Free | N/A | N/A | N/A |
| Credit Card | 1.5% | N/A | 1.8% | N/A |
| BTC Withdrawal | - | Network fee | - | Network fee |
| ETH Withdrawal | - | Network fee | - | Network fee |
iDEAL is exclusive to Netherlands-based banks. SEPA transfers are available to all EU residents on both platforms.
Token-Based Kostenkortings
Binance offers a significant kostenkorting when you pay handelskosten using BNB (Binance Coin). This discount is currently 25% on spot handelskosten, effectively reducing the standard 0.10% fee to 0.075% for both maker and taker.
Bitvavo does not have a native token and therefore does not offer token-based kostenkortings. Your fee reduction on Bitvavo is determined solely by your 30-day handelsvolume tier.
For active traders, the BNB kostenkorting on Binance can result in significant savings over time. However, this requires holding BNB tokens, which adds exposure to BNB price movements.
Referral Discounts Compared
Bitvavo: C62BEA7701
New users who register with verwijzingscode C62BEA7701 receive a 10 EUR welkomstbonus. This bonus is credited after completing verificatie and making your first trade.
Binance: TRADEOFF20
New users who register with verwijzingscode TRADEOFF20 receive a permanent 20% discount on all spot handelskosten. This discount applies for the lifetime of the account.
Which is Cheaper? Volume-Based Analysis
Here is how the actual costs compare at different monthly handelsvolumes (including referral discounts):
| Maandelijks volume | Bitvavo Fee | Bitvavo Cost | Binance Fee | With BNB | Winner |
|---|---|---|---|---|---|
| $1,000/mo | $2.50 | 0.25% | $1.00 | $0.75 | Binance |
| $10,000/mo | $25.00 | 0.25% | $10.00 | $7.50 | Binance |
| $100,000/mo | $160.00 | 0.16% | $100.00 | $75.00 | Binance |
Bitvavo costs shown at base taker rate. Binance costs include 20% referral discount. BNB column includes additional 25% BNB discount. Does not include Bitvavo 10 EUR welkomstbonus.
Which Exchange is Best For You?
Bitvavo is Best For
European users who want DNB-regulated, MiCA-compliant beurs with full EU protections
Dutch residents who prefer free iDEAL stortings and EUR-native trading pairs
Beginners who want a simple, no-complexity spothandel experience with free SEPA opnames
Casual traders who value ease of use and customer support in their language
Binance is Best For
Active traders who benefit from lower base fees and additional BNB-based kostenkortings
Traders who want access to 600+ coins and a massive selection of trading pairs
Users who need futures, margin, and advanced trading tools alongside spothandel
High-volume traders who can unlock even lower fees through VIP tier upgrades
Veelgestelde vragen
Common questions about Bitvavo and Binance fee structures:
Important: Fee Structures May Change
Fee structures on both Bitvavo and Binance are subject to change. The information in this guide is accurate as of February 2026. Always verify current fees on each platform official website before making trading decisions.
This comparison focuses on publicly available fee schedules. Institutional and high-volume traders may negotiate custom fee arrangements with either platform.
Choose the Best Exchange for Your Needs
Both beurss offer excellent value. Use our exclusive verwijzingscodes to get the best possible deal on either platform.
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