CEX.IO Card Guide 2026
The CEX.IO crypto card lets you spend your cryptocurrency anywhere Visa is accepted. This guide covers everything from features and fees to how to apply and maximize your cashback rewards.
Get the CEX.IO Card
Spend crypto anywhere Visa is accepted
What is the CEX.IO Card?
The CEX.IO Card is a Visa debit card that allows you to spend your cryptocurrency holdings at any merchant that accepts Visa payments worldwide.
When you make a purchase, your crypto is automatically converted to fiat currency at the point of sale. This means you can use Bitcoin, Ethereum, and other supported cryptocurrencies for everyday purchases.
The card also offers cashback rewards on qualifying purchases, making it an attractive option for users who want to spend their crypto while earning rewards.
Key Highlight
The CEX.IO Card works with a regulated, multi-licensed exchange. Your funds are protected by the same security standards that apply to the main CEX.IO platform.
Card Features
The CEX.IO Card comes with a range of features designed for crypto spenders:
Visa Debit Card
The CEX.IO Card is a Visa debit card that works anywhere Visa is accepted worldwide. Use it for online shopping, in-store purchases, and ATM withdrawals.
Crypto Cashback Rewards
Earn cashback in cryptocurrency on qualifying purchases. Rewards are automatically credited to your CEX.IO account balance after each eligible transaction.
Global Acceptance
Accepted at over 80 million merchants worldwide wherever Visa payments are supported. Works for both online and offline purchases in any currency.
Mobile App Integration
Manage your card directly from the CEX.IO mobile app. Freeze and unfreeze your card instantly, view transactions in real time, and set spending notifications.
Instant Crypto Conversion
Your cryptocurrency is automatically converted to fiat at the point of sale. No need to manually sell crypto before making purchases. Real-time market rates are applied.
How to Get the CEX.IO Card
Follow these steps to apply for and receive your CEX.IO crypto card:
Register on CEX.IO
Create a CEX.IO account using our referral link (https://cex.io/join?c=4&a=632&o=2&s=sc&prid=referral-promo). If you already have an account, skip to the next step.
Complete Full Verification
Complete the advanced KYC verification process including identity and address verification. The CEX.IO Card requires full verification before you can apply.
Apply for the Card
Navigate to the Card section in your CEX.IO app or dashboard and submit your card application. Select your preferred card type (virtual or physical) and confirm your shipping address.
Activate and Start Using
Once approved, activate your virtual card instantly or wait for your physical card to arrive. Load crypto to your card balance and start making purchases anywhere Visa is accepted.
Card Fees
Here is a breakdown of all fees associated with the CEX.IO Card:
| Fee Type | Amount |
|---|---|
| Card Issuance | Free (virtual) |
| Monthly Maintenance | $0 |
| Retragere de la bancomat | Up to 2% per transaction |
| Foreign Transaction | No additional fee |
| Crypto Conversion | Market rate + spread |
Fees may vary by region and are subject to change. Check the CEX.IO Card page for the most current fee schedule.
Supported Cryptocurrencies
The following cryptocurrencies can be spent via the CEX.IO Card:
Spending Limits
The CEX.IO Card has the following spending and withdrawal limits:
| Limit Type | Amount |
|---|---|
| Daily Spending Limit | Up to $10,000 |
| Monthly Spending Limit | Up to $50,000 |
| ATM Withdrawal Limit | Up to $1,000/day |
Security Features
The CEX.IO Card includes multiple layers of security to protect your funds:
Card Lock/Unlock
Instantly freeze and unfreeze your card from the CEX.IO app. If your card is lost or compromised, lock it immediately to prevent unauthorized transactions.
Two-Factor Authentication
All card-related actions are protected by two-factor authentication. Enable 2FA on your CEX.IO account for an additional layer of security on all transactions.
Transaction Notifications
Receive real-time push notifications for every card transaction. Monitor your spending instantly and detect any unauthorized activity as soon as it happens.
CEX.IO Card vs Competitors
See how the CEX.IO Card compares to other popular crypto cards:
| Feature | CEX.IO Card | Binance Card | Crypto.com Card |
|---|---|---|---|
| Card Network | Visa | Visa | Visa |
| Monthly Fee | $0 | $0 | $0 |
| Cashback | Crypto cashback | Up to 8% BNB | Up to 5% CRO |
| Supported Cryptos | BTC, ETH, USDT, more | BTC, BNB, BUSD, more | BTC, ETH, CRO, more |
| ATM Withdrawals | Supported | Supported | Supported |
Comparison based on publicly available information as of February 2026. Features and fees may change.
Pro Tips for Using Your CEX.IO Card
Maximize the value of your CEX.IO Card with these expert tips:
Use Stablecoins to Avoid Volatility
Load your card with stablecoins like USDT or USDC to avoid price fluctuations when making purchases. This way, you know exactly how much your spending power is without worrying about crypto market movements.
Time Your Spending Strategically
If you are spending volatile assets like BTC or ETH, consider timing your purchases when prices are high and you want to take profits. Use the card as a way to realize gains on appreciated crypto assets.
Enable All Security Features
Always enable two-factor authentication and transaction notifications on your CEX.IO account. Use the card lock feature when not actively spending, and regularly review your transaction history for any unauthorized activity.
Întrebări frecvente
Common questions about the CEX.IO Card:
Important: Card Availability
The CEX.IO Card is currently available in select regions. Availability depends on your country of residence and local regulations.
Card features, fees, and limits may vary by region. Always check the CEX.IO website for the most up-to-date information regarding card availability in your area.
Get Your CEX.IO Crypto Card Today
Start spending your crypto anywhere Visa is accepted. Apply for the CEX.IO Card and enjoy cashback rewards on every purchase.
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