CEX.IO Card Guide 2026
The CEX.IO crypto card lets you spend your cryptocurrency anywhere Visa is accepted. This guide covers everything from features and fees to how to apply and maximize your cashback rewards.
Get the CEX.IO Card
Spend crypto anywhere Visa is accepted
What is the CEX.IO Card?
The CEX.IO Card is a Visa debit card that allows you to spend your cryptocurrency holdings at any merchant that accepts Visa payments worldwide.
When you make a purchase, your crypto is automatically converted to fiat currency at the point of sale. This means you can use Bitcoin, Ethereum, and other supported cryptocurrencies for everyday purchases.
The card also offers cashback rewards on qualifying purchases, making it an attractive option for users who want to spend their crypto while earning rewards.
Key Highlight
The CEX.IO Card works with a regulated, multi-licensed exchange. Your funds are protected by the same security standards that apply to the main CEX.IO platform.
Card Features
The CEX.IO Card comes with a range of features designed for crypto spenders:
Instant Crypto Spending
Spend your crypto instantly at any merchant that accepts Visa. Your crypto is automatically converted at the point of sale.
Cashback Rewards
Earn cashback on every purchase you make with the CEX.IO Card. Rewards are paid in crypto directly to your account.
Global Acceptance
Use your card worldwide wherever Visa is accepted. Works for online purchases, in-store payments, and ATM withdrawals.
Mobile App Integration
Manage your card directly from the CEX.IO mobile app. Track spending, freeze/unfreeze your card, and set spending limits.
Multiple Crypto Support
Pay with Bitcoin, Ethereum, and other supported cryptocurrencies. Choose which crypto to spend at checkout.
How to Get the CEX.IO Card
Follow these steps to apply for and receive your CEX.IO crypto card:
Create a CEX.IO Account
Sign up on CEX.IO and complete the identity verification process. This is required for card issuance.
Complete KYC Verification
Submit your identity documents and proof of address. Verification typically takes a few minutes.
Apply for the Card
Navigate to the Card section in your account and submit your application. Choose between virtual and physical card options.
Activate & Start Using
Once approved, activate your card in the app. Add funds and start spending your crypto anywhere Visa is accepted.
Card Fees
Here is a breakdown of all fees associated with the CEX.IO Card:
| Fee Type | Amount |
|---|---|
| Card Issuance | Free |
| Monthly Maintenance | Free |
| ATM Withdrawal | Up to 3 free per month |
| Foreign Transaction | No additional fee |
| Crypto Conversion | Market rate + small spread |
Fees may vary by region and are subject to change. Check the CEX.IO Card page for the most current fee schedule.
Supported Cryptocurrencies
The following cryptocurrencies can be spent via the CEX.IO Card:
Spending Limits
The CEX.IO Card has the following spending and withdrawal limits:
| Limit Type | Amount |
|---|---|
| Daily Spending | Up to $10,000 |
| Monthly Spending | Up to $50,000 |
| ATM Daily Limit | Up to $1,000 |
Security Features
The CEX.IO Card includes multiple layers of security to protect your funds:
Card Lock
Instantly freeze and unfreeze your card from the mobile app if it is lost or stolen.
Two-Factor Authentication
All transactions are protected with 2FA. Enable SMS or authenticator app verification for added security.
Real-time Notifications
Get instant push notifications for every transaction. Monitor your spending in real-time.
CEX.IO Card vs Competitors
See how the CEX.IO Card compares to other popular crypto cards:
| Feature | CEX.IO Card | Binance Card | Crypto.com Card |
|---|---|---|---|
| Supported Cryptos | 6+ cryptocurrencies | 10+ cryptocurrencies | 20+ cryptocurrencies |
| Cashback | Up to 2% | Up to 8% | Up to 5% |
| Card Fee | Free | Free | Free - $50 |
| ATM Withdrawals | 3 free/month | 1 free/month | Varies by tier |
| Availability | EU & UK | Selected regions | Global |
Comparison based on publicly available information as of February 2026. Features and fees may change.
Pro Tips for Using Your CEX.IO Card
Maximize the value of your CEX.IO Card with these expert tips:
Optimize Spending
Use stablecoins like USDT or USDC for everyday spending to avoid volatility risk on your purchases.
Maximize Cashback
Use the card for recurring bills and subscriptions to consistently earn cashback rewards on regular expenses.
Security First
Enable all security features including 2FA, transaction notifications, and spending limits to protect your funds.
Frequently Asked Questions
Common questions about the CEX.IO Card:
Important: Card Availability
The CEX.IO Card is currently available in select regions. Availability depends on your country of residence and local regulations.
Card features, fees, and limits may vary by region. Always check the CEX.IO website for the most up-to-date information regarding card availability in your area.
Get Your CEX.IO Crypto Card Today
Start spending your crypto anywhere Visa is accepted. Apply for the CEX.IO Card and enjoy cashback rewards on every purchase.
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