Cypher Card Guide

Non-custodial Visa card for spending 772+ crypto tokens at 40M+ merchants worldwide. Instant conversion and low fees.

Get 100 CYPR Tokens FREE!

Use code CYPHER during registration

Why Choose Cypher Card?

Cypher Card is a non-custodial crypto debit card backed by Y Combinator, Coinbase Ventures, and Samsung Next. Unlike other cards, you maintain full control of your crypto until the moment you spend. Support for 772 tokens across 25+ blockchains including Ethereum, Solana, Cosmos, and more.

40M+ merchants in 160+ countries

772 tokens on 25+ blockchains

Apple Pay & Google Pay ready

Non-custodial - your keys, your crypto

Choose Your Plan

Standard

Free

Virtual card included
0.5% fee for USDC loads
1% fee for other crypto
$50,000 daily spending limit
$150,000 monthly limit

RECOMMENDED

Premium

$199/year

Free metal physical card
0% fee for USDC loads
0.5% fee for other crypto
$200,000 daily spending limit
$300 fraud protection
Travel portal & concierge

Earn Rewards on Every Purchase

Earn Cipher tokens with every transaction. Redeem them for USDC or get boosted rewards at partner merchants.

Base cashback on all purchases

At partner merchants

100 = $1

100 Cipher = 1 USDC

Partner merchants include: Airbnb, Amazon, Uber, DoorDash, Booking.com, Starbucks, 7-Eleven, and more.

Card Types

Virtual Card

Issued instantly after KYC verification. Add to Apple Pay or Google Pay and start spending online immediately. Available on Standard plan.

Physical Card

Plastic card available for $50 shipping (Standard) or free metal card with Premium plan. Works at any POS terminal or ATM worldwide.

How to Get Your Cypher Card

Download & Sign Up

Download Cypher app and create your non-custodial wallet. Use referral code CYPHER during signup to get 100 CYPR tokens free!

Complete KYC

Quick identity verification. Usually completed in minutes. Available in 160+ countries.

Get Virtual Card

Your virtual Visa card is issued instantly. Add to Apple Pay or Google Pay.

Upgrade to Premium (Optional)

Get a free metal card, lower fees, higher limits, and $300 fraud protection for $199/year.

Load & Spend

Send crypto from any wallet. Spend at 40M+ merchants worldwide. Your crypto, your control.

Key Features

Non-custodial: crypto stays in your wallet until you spend

Apple Pay & Google Pay integration for contactless payments

Backed by Y Combinator, Coinbase Ventures & Samsung Next

Family spending with multiple connected cards

Frequently Asked Questions

What makes Cypher non-custodial?

Unlike traditional crypto cards, Cypher never holds your crypto. Assets stay in your non-custodial wallet until the moment of purchase. You maintain full control of your private keys.

What are the fees?

Standard plan: 0.5% for USDC, 1% for other crypto, 1.75% FX fee. Premium ($199/yr): 0% for USDC, 0.5% for other crypto, 0.75% FX fee. ATM: 3% Standard, 2% Premium.

Which blockchains are supported?

Cypher supports 772 tokens across 25+ blockchains including Ethereum, Solana, Polygon, Arbitrum, Optimism, Base, Cosmos ecosystem, and more EVM chains.

What are the spending limits?

Standard: $50,000/day, $150,000/month. Premium: $200,000/day, $500,000/month. ATM limits: $2,000/day, $10,000/month for both plans.

Ready to Spend Your Crypto?

Join 100,000+ users in 120+ countries. Get your non-custodial Cypher Card today and receive 100 CYPR tokens free!

Get 100 CYPR Tokens FREE!

Get Your Card + 100 CYPR

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