CEX.IO Review 2026: The Complete Guide to One of Crypto's Most Trusted Exchanges
Everything you need to know about one of crypto's most trusted exchanges - from features and fees to security and welcome bonus
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Table of Contents
What is CEX.IO?
CEX.IO is one of the oldest and most trusted cryptocurrency exchanges in the world, founded in 2013 in London, United Kingdom. Starting as a cloud mining provider, CEX.IO has evolved into a comprehensive cryptocurrency ecosystem serving over 15 million users across 99% of countries worldwide.
What sets CEX.IO apart from other exchanges is its unwavering commitment to security and regulatory compliance. The platform holds more than 30 licenses and registrations globally, including MSB registration in the US, FCA registration in the UK, and various licenses across the European Union. This makes CEX.IO one of the most regulated cryptocurrency exchanges available.
CEX.IO offers a full suite of crypto services including spot trading, staking, savings accounts, crypto-backed loans, and the popular CEX.IO Card. With 98% of funds stored in cold storage and FDIC insurance for USD deposits, CEX.IO prioritizes the safety of your assets above all else.
History & Background
CEX.IO Journey: 10+ Years of Trust
Key Features & Products
Spot Trading
Buy and sell 200+ cryptocurrencies with deep liquidity
200+ CoinsStaking
Earn passive income on ETH, SOL, ADA, DOT and more
Up to 20% APYCrypto Loans
Borrow against your crypto without selling
Instant LiquiditySavings
Earn interest on idle crypto with flexible terms
No Lock-upCEX.IO Card
Spend crypto anywhere Visa is accepted
Up to 3% CashbackMobile App
Trade, earn, and manage on iOS and Android
4.5+ RatingSecurity & Regulation
Bank-Grade Security
Your assets protected by industry-leading measures
98% Cold Storage
Vast majority of funds stored offline in secure cold wallets
Never Hacked
Perfect security record since 2013, over 10 years of trust
FDIC Insured
USD deposits insured up to $250,000 at partner banks
30+ Licenses
Fully regulated across US, UK, EU, and global jurisdictions
SOC 2 Compliant
Enterprise-grade security practices and audits
Advanced 2FA
Multi-factor authentication with biometrics support
Fee Structure
Trading Fee Calculator
Fee Comparison with Major Exchanges
| Exchange | Taker Fee | Maker Fee | VIP Fee |
|---|---|---|---|
CEX.IO | 0.25% | 0.15% | 0.01% |
Binance | 0.1% | 0.1% | 0% |
Coinbase | 0.6% | 0.4% | 0.05% |
Kraken | 0.26% | 0.16% | 0% |
Gemini | 0.4% | 0.2% | 0.03% |
CEX.IO Card
Spend Crypto Anywhere
The CEX.IO Card is a Visa debit card that allows you to spend your cryptocurrency anywhere Visa is accepted. Your crypto is instantly converted to fiat at the point of sale, making everyday purchases seamless.
- Up to 3% cashback on purchases
- Instant crypto-to-fiat conversion
- No monthly fees
- Apple Pay & Google Pay support
- Accepted at 80M+ merchants worldwide
CEX.IO vs Competitors
| Feature | CEX.IO | Coinbase | Kraken |
|---|---|---|---|
| Founded | 2013 | 2012 | 2011 |
| Cryptocurrencies | 200+ | 240+ | 200+ |
| Staking | |||
| Crypto Card | - | ||
| Crypto Loans | - | - | |
| FDIC Insurance | - | ||
| Cold Storage | 98% | 98% | 95% |
How to Get Started with CEX.IO
Click Our Exclusive Referral Link
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cex.io/referralCreate Your Account
Sign up with your email or phone number, create a strong password, and enable two-factor authentication for security.
Complete Verification
Complete KYC verification to unlock full features. Have your government-issued ID ready - verification typically takes 1-2 hours.
Start Trading!
Deposit funds via bank transfer, credit card, or crypto and start trading. Your welcome bonus is already applied!
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This article is for informational and educational purposes only. The information provided does not constitute investment advice, financial advice, trading advice, or any other sort of advice.