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What is Liquid Staking?

Stake your crypto and maintain liquidity. Use stETH, rETH, or WBETH in DeFi for additional yield.

12 min readUpdated January 2026

Understanding Liquid Staking

Traditional staking locks your crypto for a set period. Liquid staking solves this by giving you a derivative token that represents your staked position. This derivative can be traded, used as collateral, or deposited in DeFi protocols - all while your underlying stake continues earning rewards.

How Liquid Staking Works

Step 1

Deposit ETH

Step 2

Receive stETH

Step 3

Use in DeFi

Result

Double Yield!

Traditional vs Liquid Staking

AspectTraditionalLiquid
LiquidityLocked for days/weeksTrade anytime on DEX
DeFi UsageCannot use staked assetsUse in lending, LPs, etc.
Yield OptimizationSingle source of yieldStack multiple yields
FlexibilityWait for unbondingExit position instantly
ComplexitySimpleMore complex, smart contract risk

Top Liquid Staking Protocols

Compare the leading liquid staking options for ETH and SOL

Lido

ETH → stETH | Ethereum

4.0%

TVL: $25B+

The largest liquid staking protocol, controlling ~30% of all staked ETH. stETH is the most widely used liquid staking token with deep DeFi integrations.

Pros

  • Most liquid and widely accepted
  • Deep DeFi integrations
  • Daily rebase rewards
  • No minimum stake

Cons

  • 10% fee on rewards
  • Centralization concerns
  • stETH can trade at discount
Fee: 10% of rewardsDeFi Compatible

Rocket Pool

ETH → rETH | Ethereum

3.8%

TVL: $4B+

The most decentralized liquid staking option. Anyone can run a node with just 8 ETH. rETH uses an exchange rate model rather than rebasing.

Pros

  • Most decentralized option
  • Permissionless node operators
  • Accumulating token model
  • Insurance through RPL

Cons

  • Lower TVL than Lido
  • Slightly lower APY
  • Less DeFi integration
Fee: 14% of rewardsDeFi Compatible

Binance WBETH

ETH → WBETH | Ethereum/BNB Chain

3.5%

TVL: $2B+

Binance's wrapped staked ETH. No staking fee on Binance. WBETH can be used across DeFi on both Ethereum and BNB Chain.

Pros

  • Zero fees on Binance
  • Easy to stake/unstake
  • Cross-chain utility
  • Trusted CEX backing

Cons

  • Centralized (Binance)
  • Lower APY
  • Less DeFi adoption
Fee: 0% of rewardsDeFi Compatible

Marinade Finance

SOL → mSOL | Solana

7.5%

TVL: $1.5B+

The leading liquid staking protocol for Solana. mSOL can be used throughout Solana DeFi while earning staking rewards.

Pros

  • Zero management fee
  • High SOL APY
  • Wide Solana DeFi support
  • Instant unstaking option

Cons

  • Solana-specific
  • Network outage risk
  • Smaller ecosystem than ETH
Fee: 0% of rewardsDeFi Compatible

Jito

SOL → jitoSOL | Solana

8.0%

TVL: $2B+

Solana liquid staking with MEV rewards. jitoSOL holders earn staking rewards PLUS a share of MEV (Maximal Extractable Value) profits.

Pros

  • Higher APY from MEV
  • Growing quickly
  • Strong DeFi integration
  • No management fee

Cons

  • Newer protocol
  • MEV rewards variable
  • Solana-specific
Fee: 0% of rewardsDeFi Compatible

Yield Stacking Calculator

See how liquid staking enables additional yield through DeFi

Base Staking APY

4.0%

$400.00/year

+ DeFi Boost

+5%

(Lending/LP farming)

Total Stacked Yield

9.0%

$900.00/year

Yield stacking example: Deposit ETH to get stETH (4% APY), then deposit stETH in Aave as collateral (earn additional 1-3%) or provide liquidity on Curve (earn additional 2-5% in trading fees + CRV rewards).

DeFi Use Cases for Liquid Staking Tokens

Collateral on Aave/Compound

+1-3%

Use stETH as collateral to borrow other assets while earning staking rewards.

Curve Liquidity Pools

+3-8%

Provide stETH/ETH liquidity on Curve for trading fees + CRV rewards.

Leveraged Staking

+5-15%

Borrow ETH against stETH, stake it, repeat. Multiply your staking exposure.

Pendle Yield Trading

Variable

Separate and trade the yield component of your staked position.

Easy Liquid Staking on Binance (WBETH)

For those who want liquid staking without interacting with DeFi protocols directly, Binance offers WBETH with zero fees.

1

Create Binance Account

Sign up with code TRADEOFF20 for 20% off trading fees.

2

Deposit or Buy ETH

Transfer ETH to your Binance Spot wallet or buy directly.

3

Go to Earn > ETH Staking

Navigate to the ETH Staking section in Binance Earn.

4

Stake ETH for WBETH

Stake your ETH and receive WBETH 1:1. WBETH accrues value over time.

5

Use WBETH

Hold for staking rewards, trade on markets, or use in supported DeFi.

Risks to Consider

  • Smart Contract Risk:Liquid staking protocols could have bugs. Only use audited, battle-tested protocols.
  • Slashing Risk:If validators behave badly, staked ETH can be slashed. This affects your derivative token value.
  • Depeg Risk:stETH/rETH can trade at a discount to ETH during market stress (as seen in 2022).
  • Regulatory Risk:Liquid staking could face regulatory scrutiny as a "security" in some jurisdictions.
  • Complexity Risk:DeFi yield stacking adds layers of smart contract risk. Start simple.

Frequently Asked Questions

Start Liquid Staking Today

Get WBETH on Binance with zero fees or explore DeFi liquid staking protocols. Use code TRADEOFF20 for 20% off fees.

Referral Code: TRADEOFF20

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