Is the Binance 20% Discount Actually Real?
You have probably seen claims about a 20% fee discount on Binance using referral code TRADEOFF20. But is it actually real? We put it to the test with a step-by-step verification, including math proof and live account checks.
YES - It Is 100% Real and Verified
The 20% fee discount with referral code TRADEOFF20 is completely genuine. It is an official feature of Binance's referral program, verified and active as of February 2026.
Verified Referral Code
Get 20% off all Binance trading fees for life
How Binance's Referral System Works
Binance has an official referral program built directly into their platform. When an existing user invites a new user, Binance shares a portion of the trading commission with both parties. This is not a hack or a workaround - it is a deliberate feature designed to grow the platform.
Referral codes like TRADEOFF20 are generated through this official program. When you sign up using a referral code, the referrer agrees to share their commission kickback with you. The maximum sharing rate is 20%, which is exactly what TRADEOFF20 provides.
The 20% is the highest commission kickback rate available in Binance's referral system. There is no way to get a higher percentage through the standard referral program.
Once the referral code is applied to your account during registration, the discount is permanent. It stays active for every single trade you make on Binance, whether it is spot trading, futures trading, or margin trading.
Key Point
Binance referral discounts are not promotional gimmicks. They are a core platform feature that has been running continuously since 2017. The system is transparent and verifiable directly in your account settings.
Step-by-Step Verification: Prove It Yourself
Don't take our word for it. Follow these 5 steps to verify the 20% discount is real and active on your own account:
Visit the Official Binance Registration Page
Go to accounts.binance.com/register?ref=TRADEOFF20 and confirm that the referral code TRADEOFF20 is pre-filled in the registration form.
Check the Referral Commission Display
During registration, Binance shows the commission sharing rate. You should see a 20% kickback rate displayed — the maximum available.
Complete Registration and Log In
After creating your account, log in and navigate to your Dashboard. Go to the 'Fee Rate' section in your account settings.
Verify the Discount in Your Fee Schedule
Your trading fee rate should show 0.08% instead of the standard 0.1%. This confirms the 20% discount is active.
Make a Small Test Trade
Execute a small trade and check the transaction details. The fee charged should reflect the discounted rate of 0.08%.
The Math: Proving the 20% Discount
Let's break down the numbers. Binance's standard spot trading fee is 0.1% for both makers and takers. A 20% discount means you pay 20% less than the standard rate.
The Formula
0.1%20%0.1% x (1 - 0.20) = 0.08%0.08%Real Example: $1,000 Trade
Standard Fee
$1.00
0.1% x $1,000
With TRADEOFF20
$0.80
0.08% x $1,000
You Save
$0.20
per trade
Over hundreds of trades, these savings compound significantly. A trader making $10,000 in monthly volume saves $24 per year. At $100,000 monthly volume, that is $240 per year - just from using a referral code.
Common Myths Debunked
There are several misconceptions about Binance referral discounts. Let's address them with facts:
Myth
Referral discounts are scams to steal your data.
Reality
Binance referral codes are an official platform feature. The code is entered on Binance's own registration page — no third-party access involved.
Myth
The 20% discount expires after a few months.
Reality
The referral discount is permanent and lifetime. Once applied during registration, it stays active forever with no expiration date.
Myth
You pay higher fees elsewhere to compensate for the discount.
Reality
The discount applies uniformly to all trading fees. There are no hidden markups or compensatory charges.
Myth
Only VIP or high-volume traders can get discounts.
Reality
The referral code discount is available to every new user regardless of trading volume. It works from your very first trade.
Why You Can Trust This Discount
Here are the key facts that confirm TRADEOFF20 is a legitimate, verified referral code:
TRADEOFF20 is generated through Binance's official referral program, verified directly on the platform.
The discount has been active and working continuously since it was created, with no interruptions.
You can verify the 20% discount in your own account dashboard after registration — no trust required.
20% is the maximum referral kickback rate in Binance's system — you cannot get higher through any referral code.
Key Takeaways
The 20% discount with TRADEOFF20 is a real, official Binance feature, not a scam or marketing trick.
The discount is lifetime and never expires once applied to your account.
You can verify it yourself by checking your account dashboard after signing up.
The math is simple: standard 0.1% fee becomes 0.08% - that is exactly 20% less.
It works on spot trading, futures trading, and margin trading from your very first trade.
Convinced? Try It Yourself
The best proof is your own experience. Sign up and verify the discount in your own account dashboard.
Frequently Asked Questions
Verify It Yourself - Sign Up Now
The 20% discount with TRADEOFF20 is real, verified, and permanent. Create your account and check the fee discount in your own dashboard.
This page contains affiliate links. We may earn a commission at no extra cost to you.
Binance Product Guides
Explore more ways to use Binance and maximize your earnings
Binance Earn 가이드
Binance에서 패시브 인컴 얻기.
Binance Futures 가이드
선물 거래 시작하기.
Binance Launchpad 가이드
새로운 토큰에 투자하기.
Binance 카피 트레이딩
탑 트레이더를 카피하세요.
Binance Auto-Invest
자동 투자 설정하기.
BNB 토큰 가이드
BNB 사용법과 장점.
Binance Convert 가이드
쉽게 암호화폐 변환하기.
Binance Web3 월렛
Web3 월렛 사용하기.
Binance Loans 가이드
암호화폐 대출 받기.
iPhone에서 Binance 가입
iOS에서 계정 만들기.
Android에서 Binance 가입
Android에서 계정 만들기.
Binance 앱 가입
모바일에서 시작하기.
Binance Fees Guide
Complete guide to Binance trading fees and how to reduce them. Save up to 40% with referral codes and BNB discounts.
Binance 2FA 인증 전략 2026 | 안전한 설정 가이드
2026년을 위한 단계별 Binance 2FA 설정 가이드. 인증기, 피싱 방지 코드, 출금 화이트리스트를 몇 분 안에 구성. TRADEOFF20으로 20% 수수료 할인.
Binance Referral Code 2026
Get 20% discount with code TRADEOFF20.
Binance Referral Code Not Working?
Fix referral code issues on Binance.
Binance Fee Calculator
Calculate your exact Binance trading fees.
Binance Fee Guide for Beginners
Simple guide to understanding Binance fees.
Binance Lowest Fee Settings
Optimize your settings for the lowest possible fees.
Binance Spot vs Futures Fees
Compare spot and futures fee structures.
Binance vs OKX Fees
Side-by-side fee comparison of Binance and OKX.
Binance Alpha Box Airdrop Guide
How to participate in Binance Alpha Box airdrops.
Add Binance Referral Code After Signup
How to add a referral code to existing account.