Borrow against your crypto without selling. Get instant liquidity while keeping your long-term positions
Get a Crypto Loan20% lifetime fee discount with code TRADEOFF20
Create Binance account with lifetime 20% fee discount.
Binance Register Link: https://accounts.binance.com/register?ref=TRADEOFF20
Binance Loans lets you borrow crypto or stablecoins using your existing crypto holdings as collateral. Instead of selling your Bitcoin or Ethereum, you can unlock liquidity while maintaining exposure to potential price increases.
Lock your BTC, ETH, or other supported crypto
Receive USDT, USDC, or other coins immediately
Trade, withdraw, or use however you like
Pay back loan + interest to get collateral back
Estimate your loan amount, interest, and liquidation price
≈ $42,000
* Rates are estimates. Actual rates may vary. Check Binance for current rates.
Low liquidation risk. Price can drop 50%+ before liquidation.
Good balance of loan amount and safety margin.
Maximum loan but higher liquidation risk. Monitor closely.
If your collateral value drops and LTV reaches 83%, Binance will automatically sell your collateral to repay the loan. You keep the borrowed funds but lose part or all of your collateral. Always monitor your position and add collateral if needed.
Need cash but crypto is down? Borrow instead of selling low. Repay when prices recover.
Borrowing is not a taxable event in most jurisdictions. Access funds without triggering capital gains.
Borrow stablecoins to buy more crypto. Amplify gains (and risks) without using margin.
Pay bills, make purchases, or cover emergencies without liquidating your long-term holdings.
Log into Binance and navigate to Earn → Crypto Loans
💡 Make sure you have completed identity verification (KYC)
Choose your collateral coin, loan coin, amount, and duration
💡 Start with lower LTV (50-65%) for safety buffer
Check the interest rate, liquidation price, and total repayment
💡 Note the liquidation price and set price alerts
Funds are credited to your spot wallet instantly
💡 You can repay early anytime with no penalties
Set alerts at 10-20% above your liquidation price to add collateral in time
Borrow less than maximum (50-60% LTV) for a larger safety margin
USDT/USDC as collateral means no liquidation risk from price drops
Interest is calculated hourly. Repay early to save on interest costs
Get instant crypto-backed loans on Binance. Keep your long-term positions while accessing the funds you need.
Get a Crypto Loan NowUse referral code TRADEOFF20 for 20% lifetime fee discount
Create Binance account with lifetime 20% fee discount.
Binance Register Link: https://accounts.binance.com/register?ref=TRADEOFF20
Explore more ways to use Binance and maximize your earnings
Binance에서 패시브 인컴 얻기.
선물 거래 시작하기.
새로운 토큰에 투자하기.
탑 트레이더를 카피하세요.
자동 투자 설정하기.
BNB 사용법과 장점.
쉽게 암호화폐 변환하기.
Web3 월렛 사용하기.
iOS에서 계정 만들기.
Android에서 계정 만들기.
모바일에서 시작하기.
Complete guide to Binance trading fees and how to reduce them. Save up to 40% with referral codes and BNB discounts.
2026년을 위한 단계별 Binance 2FA 설정 가이드. 인증기, 피싱 방지 코드, 출금 화이트리스트를 몇 분 안에 구성. TRADEOFF20으로 20% 수수료 할인.
Get 20% discount with code TRADEOFF20.
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Disclaimer: This article contains referral links. Crypto loans carry liquidation risk. If your collateral value drops significantly, you may lose your collateral. Only borrow what you can afford to repay. Interest rates are subject to change. This is not financial advice.