Pro Settings8 min read

Best Binance Settings for Lowest Possible Fees

Learn how to optimize every single Binance setting to minimize your trading fees. Combine referral discounts, BNB payment, and VIP levels for maximum savings.

40%+
Max Savings
3
Settings to Change
5min
Setup Time

步骤1:使用推荐码享受20%折扣

使用TRADEOFF20注册,解锁每笔交易的永久20%手续费折扣。

立即注册

The 3-Layer Fee Stack: How Discounts Combine

Binance提供三个独立的折扣层,它们相互叠加。结合起来,它们可以将您的交易手续费降低超过40%。以下是每一层的工作原理:

Layer 1: Referral Code TRADEOFF20

20% Off

A permanent 20% reduction on all trading fees. This is applied automatically to every trade once you register with the code.

FreeInstantPermanent

Layer 2: BNB Fee Payment

25% Off Remaining

When you enable paying trading fees with BNB, Binance gives you an additional 25% discount on the fee amount. This stacks with the referral discount.

Buy some BNBEnable setting

Layer 3: VIP Level

Varies by Volume

Your VIP level is determined by your 30-day trading volume. Higher levels mean lower base fees, and all other discounts stack on top of these reduced rates.

Based on trading volume

综合结果

总计高达40%+节省

所有三层独立工作并叠加计算,为您提供Binance上尽可能低的手续费。

Setting 1: Register with Referral Code TRADEOFF20

What It Does

Gives you a permanent 20% lifetime fee discount on every single trade you make on Binance. This applies to both spot and futures trading.

How to Apply

Enter code TRADEOFF20 during the registration process. The discount is automatically applied to your account and cannot be added later.

Where to Set It

This can ONLY be set during the initial account registration. If you already have an account without a referral code, you cannot add one retroactively.

Impact

Saves approximately $240/year on $100K monthly trading volume. The discount is applied before any other fee calculations.

Difficulty: Easy (One-time)Permanent - Cannot be changed later

Register with TRADEOFF20 Now

This is the only chance to lock in your 20% lifetime discount.

Register

Setting 2: Enable BNB Fee Payment (25% Additional Discount)

Binance offers a 25% discount on trading fees when you choose to pay them using BNB (Binance Coin). This discount is applied on top of your referral discount, meaning you save even more.

What It Does

Reduces your trading fees by an additional 25% when fees are deducted from your BNB balance instead of the traded asset. Works on spot trading.

Impact

Saves an additional ~$150/year on $100K monthly volume. Combined with referral code, your effective fee rate drops significantly.

How to Enable BNB Fee Payment

1

Buy BNB

Purchase a small amount of BNB (Binance Coin) on the spot market. Even $10-20 worth is enough to cover trading fees for a while.

2

Open Fee Settings

Navigate to your Dashboard or Profile, then go to Fee Settings in your account settings.

3

Enable BNB Fee Deduction

Toggle on the 'Use BNB for Fees' option. All trading fees will be deducted from your BNB balance at a 25% discount.

Important Note

Always keep a small amount of BNB in your spot wallet to cover trading fees. If your BNB balance runs out, fees will be charged at the standard rate without the 25% discount.

Difficulty: Easy (Toggle Switch)

Setting 3: VIP Level Optimization

Your Binance VIP level is automatically determined by your 30-day trading volume and BNB holdings. Higher VIP levels unlock progressively lower base fee rates. All referral and BNB discounts stack on top of these already-reduced VIP rates.

VIP Level30d VolumeSpot MakerSpot TakerFutures MakerFutures Taker
VIP 0 (Regular)< $1M0.1000%0.1000%0.0200%0.0500%
VIP 1> $1M0.0900%0.1000%0.0160%0.0400%
VIP 2> $5M0.0800%0.1000%0.0140%0.0350%
VIP 3> $20M0.0420%0.0600%0.0120%0.0320%
VIP 4> $100M0.0420%0.0540%0.0100%0.0300%
VIP 5> $150M0.0360%0.0480%0.0080%0.0270%
VIP 6> $400M0.0300%0.0420%0.0060%0.0240%
VIP 7> $800M0.0240%0.0360%0.0040%0.0220%
VIP 8> $2B0.0180%0.0300%0.0020%0.0200%
VIP 9> $4B0.0120%0.0240%0.0000%0.0170%

How to Check Your VIP Level

Log in to your Binance account and go to your Dashboard. Your current VIP level is displayed at the top of the page along with your 30-day trading volume and progress toward the next level.

Tips to Reach Next VIP Level Faster

Consolidate trading on Binance instead of splitting across multiple exchanges.

Use futures trading which counts toward your VIP volume at a higher multiplier.

Hold BNB to meet BNB balance requirements for each VIP tier.

Check Binance promotions for temporary VIP upgrades and trial periods.

额外设置:4种额外节省方法

使用限价订单而不是市价订单

在更高的VIP级别,限价订单(挂单)的手续费低于市价订单(吃单)。

在促销期间交易

Binance定期提供零手续费交易对和促销手续费折扣。查看公告页面。

避免不必要的兑换

Binance闪兑功能很方便,但可能包含点差。改用带限价订单的现货交易界面。

监控手续费变化

Binance偶尔会更新其手续费结构。关注官方公告以始终支付最低费率。

Complete Savings Calculation by Volume

See exactly how much you save at different monthly trading volumes when combining all three discount layers (Referral + BNB + VIP 0):

Monthly VolumeStandard FeeWith Referral+ BNB DiscountCombined FeeMonthly SavedYearly Saved
$10K$10.00$8.00$6.00$4.80$5.20$62.40
$50K$50.00$40.00$30.00$24.00$26.00$312.00
$100K$100.00$80.00$60.00$48.00$52.00$624.00
$500K$500.00$400.00$300.00$240.00$260.00$3,120.00

Note: Calculations based on VIP 0 taker fees (0.10%). Actual savings may be higher with VIP upgrades. Referral = 20% off, BNB = 25% off remaining fee.

常见问题

Optimize Your Fees Now

Follow all three settings to unlock the lowest possible Binance trading fees. Start with the referral code - it is free and permanent.

This page contains affiliate links. We may earn a commission at no extra cost to you.

Binance Product Guides

Explore more ways to use Binance and maximize your earnings

Binance Earn Guide

Earn passive income on Binance with Simple Earn, Launchpool, and Dual Investment. Up to 100%+ APY.

Up to 100%+ APY

Binance Futures Guide

Master futures trading with up to 125x leverage. Learn perpetual contracts, margin types, and risk management.

Up to 125x Leverage

Binance Launchpad Guide

Get early access to new tokens. Buy at launch price or farm for free with BNB on Launchpool.

Free Token Airdrops

Binance Copy Trading Guide

Copy expert traders automatically. No trading experience required - just follow the pros and earn.

No Experience Needed

Binance Auto-Invest Guide

Automate your crypto DCA strategy. Set recurring purchases and build wealth on autopilot.

DCA Made Easy

BNB Token Utility Guide

Maximize BNB benefits: 25% fee discount, Launchpool rewards, and quarterly token burns.

25% Fee Discount

Binance Convert vs Spot Trading

Compare instant conversion with order book trading. Find out which method saves you more.

Zero Fee Convert

Binance Web3 Wallet Guide

Access DeFi, NFTs, and dApps with Binance's self-custody wallet. Your keys, your crypto.

Self-Custody

Binance Loans Guide

Borrow against your crypto without selling. Get instant liquidity while keeping your positions.

Instant Liquidity

How to Register on Binance from iPhone in 2026

Step-by-step guide to creating a Binance account on iPhone. Use referral code TRADEOFF20 for 20% trading fee discount. Includes ad blocker troubleshooting.

20% Fee Discount

How to Register on Binance from Android in 2026

Step-by-step guide to creating a Binance account on Android. Use referral code TRADEOFF20 for 20% trading fee discount. Includes Chrome ad blocker troubleshooting.

20% Fee Discount

How to Register on Binance iOS App in 2026

Download Binance from App Store and register with referral code TRADEOFF20 for 20% fee discount. Complete iOS app setup guide with Face ID and security tips.

20% Fee Discount

Binance Fees Guide

Complete guide to Binance trading fees and how to reduce them. Save up to 40% with referral codes and BNB discounts.

Fee Breakdown

Binance 2FA 验证策略 2026 | 安全设置指南

2026 年 Binance 2FA 分步设置指南。几分钟内配置验证器、防钓鱼码和提现白名单。使用 TRADEOFF20 享 20% 手续费折扣。

Security Setup

Binance Referral Code 2026

Get 20% discount with code TRADEOFF20.

20% Discount

Binance Referral Code Not Working?

Fix referral code issues on Binance.

Troubleshoot

Binance Fee Calculator

Calculate your exact Binance trading fees.

Fee Calculator

Binance Fee Guide for Beginners

Simple guide to understanding Binance fees.

Beginner Guide

Binance Spot vs Futures Fees

Compare spot and futures fee structures.

Fee Comparison

Binance vs OKX Fees

Side-by-side fee comparison of Binance and OKX.

Exchange Comparison

Is Binance 20% Discount Real?

Truth about the Binance 20% fee discount.

20% Off Verified

Binance Alpha Box Airdrop Guide

How to participate in Binance Alpha Box airdrops.

Free Airdrops

Add Binance Referral Code After Signup

How to add a referral code to existing account.

After Signup Fix