RedotPay Crypto Visa Card Guide 2026

How to get and use the RedotPay crypto Visa card to spend BTC, ETH, USDT, USDC at 130M+ merchants worldwide

Referral Code: j9ems
Use this code when signing up for RedotPay
5M+
Users
130M+
Merchants
$10B+
Volume
100+
Countries

What Is RedotPay?

RedotPay is a crypto-to-fiat Visa card that allows you to spend your cryptocurrency at over 130 million merchants globally. Founded in April 2023 and headquartered in Hong Kong, RedotPay has quickly grown to serve over 5 million users and has processed more than $10 billion in total payment volume.

Crypto-to-fiat Visa card for everyday spending
Backed by $194M funding, unicorn status ($1B+ valuation)
$10B+ total payment volume processed
Apple Pay, Google Pay, Alipay integration
Founded April 2023, Hong Kong based
5M+ users across 100+ countries

Card Types

Virtual Card

$10
  • Instant activation
  • Apple Pay, Google Pay, Alipay compatible
  • No annual fee
  • Free renewal on expiry
  • Online and contactless payments
VISA BRANDED

Physical Card

$100
  • Visa branded card
  • ATM cash withdrawals worldwide
  • 10-15 days production + 5-30 days shipping
  • No annual fee
  • Free renewal on expiry
  • In-store, online, and ATM usage

Supported Cryptocurrencies & Networks

BTC
Bitcoin Network
ETH
Ethereum Network
USDT
ERC-20, TRC-20, BEP-20, Polygon
USDC
ERC-20, TRC-20, BEP-20, Polygon

Fee Structure

Fee TypeAmount
Virtual card issuance$10
Physical card issuance$100
Annual feeNone
Crypto conversion1%
FX markup1.2%
ATM withdrawal2%
International ATM FX+1.2%
Card cancellation$5
Small transaction (<$1)$0.20 after 5 free/month

Card Limits

$100,000
Per Transaction
$1,000,000
Daily Spending
$116,250
Monthly ATM
$10,000
Daily ATM

Security Features

End-to-end Encryption (SSL)

All data transmission is protected with industry-standard SSL encryption.

Multi-Factor Authentication

MFA adds an extra layer of security to your account login and transactions.

Passkey Support

Phishing-resistant passkeys provide the most secure authentication method.

Anti-Phishing Codes

Personalized anti-phishing codes help you verify genuine RedotPay communications.

Real-Time Fraud Monitoring

24/7 fraud detection monitors every transaction for suspicious activity.

Fireblocks Enterprise Custody

Funds are secured by Fireblocks, an enterprise-grade digital asset custody platform.

KYC & Verification

RedotPay uses eKYC powered by Sumsub for fast and reliable identity verification. The process typically takes just a few minutes.

eKYC powered by Sumsub
Government ID required (passport, national ID, driver's license)
Live facial recognition
18+ age requirement

How to Get Started

1

Download the App

Download RedotPay from the App Store (iOS) or Google Play (Android).

2

Register with Referral Code

Create your account and enter referral code j9ems during registration to get started.

3

Complete KYC Verification

Verify your identity using a government-issued ID (passport, national ID, or driver's license) and facial recognition.

4

Apply for Your Card

Choose a virtual card ($10, instant activation) or physical Visa card ($100, delivered in 15-45 days).

5

Top Up with Crypto

Deposit BTC, ETH, USDT, or USDC from your crypto wallet to fund your RedotPay card.

6

Start Spending

Use your card via Apple Pay, Google Pay, Alipay, in-store, online, or at ATMs worldwide at 130M+ merchants.

P2P Marketplace

RedotPay features a built-in P2P marketplace where you can buy and sell stablecoins directly with other users in over 50 currencies.

50+
Fiat currencies supported
Escrow protection for trades
Bank transfers, mobile wallets, cash deposits

Global Payout

RedotPay enables you to send crypto to local bank accounts and e-wallets around the world. The service is particularly strong in Latin America with support for MXN, NGN, and other currencies via Circle partnership.

Send crypto to local bank accounts
E-wallet support
Strong in Latin America (MXN, NGN via Circle)

Competitor Comparison

FeatureRedotPayCypher CardCrypto.com
Card Fee$10-$100Free-$99/yrFree (staking req.)
Cryptos41,000+250+
Merchants130M+40M+90M+
Daily Limit$1,000,000LowerVaries
ATM Monthly$116,250N/A$200-$1,000
Annual FeeNoneNone-$99None
CashbackNoneCYPR tokensUp to 3.5%
Best ForHigh limits, stablecoinToken varietyRewards

Supported Countries

Available Regions

RedotPay is available in 100+ countries. The Visa card works at merchants in 200+ countries and territories worldwide.

Not Available In

United States, mainland China, Russia, Iran, North Korea, Cuba, and other sanctioned regions. Check the RedotPay website for the full list.

Mobile App Features

iOS and Android support
Apple Pay, Google Pay, Alipay, PayPal
Real-time transaction alerts
Card freeze/unfreeze
P2P marketplace built-in
Multi-currency wallet

Frequently Asked Questions

What is RedotPay?
RedotPay is a crypto-to-fiat Visa card that lets you spend BTC, ETH, USDT, and USDC at over 130 million merchants worldwide. It is backed by $194M in funding and has unicorn status.
How much does a RedotPay card cost?
The virtual card costs $10 with instant activation. The physical Visa card costs $100 and takes 10-15 days production plus 5-30 days shipping. Neither card has an annual fee.
What cryptocurrencies does RedotPay support?
RedotPay supports BTC (Bitcoin), ETH (Ethereum), USDT (ERC-20, TRC-20, BEP-20, Polygon), and USDC (ERC-20, TRC-20, BEP-20, Polygon).
Is RedotPay available in my country?
RedotPay is available in 100+ countries. It is NOT available in the US, mainland China, Russia, Iran, North Korea, Cuba, and some other sanctioned regions.
What are RedotPay's fees?
RedotPay charges 1% crypto conversion fee, 1.2% FX markup on foreign currency transactions, and 2% ATM withdrawal fee. There is no annual fee.
Does RedotPay work with Apple Pay?
Yes, RedotPay supports Apple Pay, Google Pay, and Alipay for contactless payments.
What is the RedotPay referral code?
Use referral code j9ems when signing up for RedotPay to get started.
How secure is RedotPay?
RedotPay uses multi-factor authentication, passkey support, anti-phishing codes, real-time fraud monitoring, and Fireblocks enterprise custody for funds.

Get Your RedotPay Card

Start spending your crypto at 130M+ merchants worldwide. Sign up with code j9ems and get your Visa card today.

Get Your RedotPay Card

Referral link: https://url.hk/i/en/j9ems | Code: j9ems