什么是OKX卡？
OKX Card is a Mastercard-powered crypto debit card that lets you spend stablecoins directly from your self-custody wallet at over 150 million merchant locations worldwide. Unlike traditional crypto cards that require preloading or manual conversions, OKX Card converts your stablecoins to euros only at the moment of purchase.
Self-Custody
Your stablecoins remain in your wallet until you make a purchase. You maintain full control of your assets at all times.
Mastercard Network
Accepted at over 150 million Mastercard merchant locations worldwide. Pay online, in-store, or via contactless tap-to-pay.
Instant Conversion
Stablecoins are converted to euros only at the point of sale. No need to preload, top up, or manually convert your crypto.
OKX卡如何运作？
Get Your Card
Sign up on OKX and request your virtual or physical card. Complete KYC verification to get started.
Load Stablecoins
Deposit euros and convert to stablecoins (USDC, USDG), or transfer stablecoins directly to your OKX Pay wallet.
Spend Anywhere
Use your card at any Mastercard-accepting merchant. Stablecoins convert to EUR automatically at checkout.
Earn Cashback
Receive instant crypto cashback on eligible purchases. VIP users earn up to 20% back during the launch period.
Fee Structure
OKX Card offers one of the most competitive fee structures in the crypto card market. With zero transaction fees and zero foreign exchange fees, you only pay a minimal 0.4% market spread when your stablecoins are converted to fiat at the point of sale.
Traditional Card vs OKX Card
返现与奖励
OKX Card offers industry-leading cashback rates during the launch period. Rewards are distributed instantly in cryptocurrency, giving you even more crypto exposure with every purchase.
Up to 20% cashback on eligible purchases during the first 30 days. Rewards paid instantly in crypto.
Up to 15% cashback on eligible purchases during the first 30 days. Plus access to exclusive future rewards.
Instant Crypto Rewards
Cashback rewards are distributed instantly in cryptocurrency after each eligible purchase. No waiting periods, no minimum thresholds. Early adopters who join the waitlist also qualify for enhanced launch benefits.
OKX Pay：DeFi 支付网关
OKX Pay is the backbone of the OKX Card experience. Described as the world\
Euro On-Ramp
Deposit euros directly, convert them to fiat-backed stablecoins, and use them for daily payments. Coffee, parking, bills, or splitting expenses with friends.
DeFi & RWA Access
Beyond payments, OKX Pay serves as a gateway to DeFi protocols and real-world asset (RWA) applications. Hold, transact, and deploy capital from a single interface.
24/7 Instant Settlement
Stablecoins settle faster and cheaper than traditional rails, remove cross-border limitations, and operate 24/7 with instant finality.
Fully Compliant
Operates within European payment regulations. Not a closed system but a compliant gateway to onchain finance within the MiCA framework.
支持的稳定币
At launch, OKX Card supports spending with two major fiat-backed stablecoins, ensuring maximum stability and liquidity for everyday transactions.
USDC
by Circle
The most widely used regulated stablecoin. Fully backed by US dollars and US Treasury bonds. Regularly audited by Deloitte. Available on multiple blockchains.
USDG
by Paxos (Global Dollar)
Paxos Global Dollar is a fully regulated stablecoin backed 1:1 by US dollars. Issued by Paxos, a regulated financial institution, with transparent reserves and regular attestations.
支持Apple Pay和Google Pay
OKX Card integrates seamlessly with Apple Pay and Google Pay, allowing you to make contactless crypto payments from your phone. No need to carry a physical card - just tap and pay with your stablecoins.
Tap to Pay
Simply hold your phone near the payment terminal. Crypto converts instantly at checkout.
Online Payments
Use OKX Card for online shopping at any Mastercard-accepting website or app worldwide.
Secure & Private
Tokenized card numbers ensure your real details are never shared with merchants. Biometric authentication for extra security.
MiCA合规与监管
OKX operates as a regulated Crypto-Asset Service Provider (CASP) in the European Union under the Markets in Crypto-Assets Regulation (MiCA) framework. The OKX Card is issued through Monavate, a licensed European financial services partner.
MiCA Framework
Unified bloc-wide regulation bringing stablecoin issuers and crypto service providers under comprehensive regulatory oversight.
AML & KYC Compliance
Full Anti-Money Laundering and Know Your Customer compliance. Monavate operates within the EEA under strict regulatory standards.
Monavate Partnership
Licensed European payments issuer headquartered in the UK, operating within the European Economic Area. Ensures card issuance meets all regulatory requirements.
EEA Coverage
Available across the European Economic Area. OKX is pursuing broader payments licensing to expand coverage across Europe.
— Erald Ghoos, CEO, OKX Europe
"稳定币为用户带来了更多选择，而通过与 OKX 合作，Mastercard 正以信任、规模和实用性帮助推动其进入金融主流。"
— Christian Rau, SVP, Mastercard
OKX卡与竞品对比
See how OKX Card stacks up against other popular crypto debit cards available in Europe.
| Feature | OKX Card | Binance Card | Crypto.com Card | Coinbase Card |
|---|---|---|---|---|
| Network | Mastercard | Visa | Visa | Visa |
| Transaction Fee | 0% | 0.9% | 0% | 2.49% |
| FX Fee | 0% | 0% | 0% | 2% |
| Spread | 0.4% | Variable | Variable | Variable |
| Cashback | Up to 20% | Up to 8% | Up to 5% | Up to 4% |
| Self-Custody | — | — | — | |
| Apple Pay | — |
常见问题
立即申请OKX卡
Join OKX and be among the first to use the OKX Card in Europe. Zero fees, up to 20% cashback, and spend your crypto anywhere Mastercard is accepted.
Use code TRADEOFF20 for exclusive benefits
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