Real World Assets (RWA) represent the tokenization of tangible and intangible assets from the traditional financial world onto blockchain networks. This includes everything from US Treasury bonds and real estate to private credit and commodities like gold.
By converting these assets into digital tokens, RWA bridges the gap between traditional finance (TradFi) and decentralized finance (DeFi), unlocking trillions of dollars in value for the crypto ecosystem while providing DeFi users access to stable, real-world yields.
The total addressable market for RWA tokenization is estimated at over $16 trillion, including real estate, bonds, and commodities. Currently, less than 0.1% has been tokenized, representing enormous growth potential.
Real yields backed by actual economic activity, not token emissions
Access assets previously limited to institutions or high-net-worth individuals
Anyone with internet can invest in US Treasuries, global real estate
Trade anytime, unlike traditional markets with limited hours
The largest and fastest-growing RWA category. Tokenized T-Bills offer DeFi users access to the "risk-free rate" of US government bonds, currently yielding ~4.5-5% APY. Major players include Ondo Finance (USDY, OUSG), Backed Finance, and Franklin Templeton.
Institutional and corporate loans tokenized for DeFi investors. Higher yields (8-15% APY) but with more risk. Platforms like Centrifuge, Maple Finance, and Goldfinch connect crypto capital with real-world borrowers in emerging markets and fintech.
Fractional ownership of rental properties, commercial buildings, and land. Investors receive proportional rental income and property appreciation. RealT tokenizes US rental properties, while Landshare and Parcl focus on different markets.
Gold-backed tokens like PAXG and XAUT represent the oldest form of RWA. Each token is backed 1:1 by physical gold stored in vaults. Provides crypto-native exposure to precious metals without storage concerns.
The tokenization process involves multiple parties: asset originators who source the assets, legal entities (SPVs) that hold them, custodians who secure them, and blockchain protocols that issue tokens. Oracles like Chainlink provide price feeds and verification.
| Project | Category | TVL ↓ | APY | Chain | Rating |
|---|---|---|---|---|---|
ON Ondo Finance $ONDO | Treasuries | $3.2B | 4.8% | Ethereum | 4.8 |
XA Tether Gold $XAUT | Commodities | $580M | - | Ethereum | 4.5 |
CF Centrifuge $CFG | Private Credit | $450M | 8.5% | Polkadot | 4.5 |
PA Paxos Gold $PAXG | Commodities | $450M | - | Ethereum | 4.7 |
MP Maple Finance $MPL | Private Credit | $380M | 9.2% | Ethereum | 4.3 |
GF Goldfinch $GFI | Emerging Markets | $120M | 12.5% | Ethereum | 4.2 |
RE RealT $REALT | Real Estate | $95M | 10.2% | Ethereum/Gnosis | 4.4 |
bI Backed Finance $bIB01 | Treasuries | $85M | 4.5% | Ethereum | 4.1 |
To invest in RWA tokens, you'll need to first acquire crypto on a centralized exchange, then transfer to a wallet that can interact with DeFi protocols. Here are our recommended exchanges with exclusive bonuses:
Purchase USDC, USDT, or ETH on your preferred exchange. USDC is recommended as most RWA protocols accept it directly.
Create a MetaMask or Rabby wallet. Transfer your stablecoins from the exchange to your wallet address.
Visit protocols like Ondo Finance, Centrifuge, or Maple. Connect your wallet and complete any required KYC/verification.
Deposit your stablecoins to receive RWA tokens. Your yields will automatically accrue or be distributed based on the protocol.
RWA tokens rely on centralized custodians and legal entities. If these fail, token holders may face losses.
Securities laws vary by jurisdiction. Some RWA tokens may be restricted in certain countries.
Bugs in the protocol code could lead to loss of funds. Always use audited protocols.
Some RWA tokens have limited trading volume, making it difficult to exit large positions.
RWA is poised to become one of the largest sectors in crypto. BlackRock, the world's largest asset manager with $10 trillion AUM, launched its tokenized fund (BUIDL) in 2024, signaling institutional adoption.
Key trends to watch include: integration with traditional finance rails, expansion beyond treasuries to stocks and ETFs, and regulatory frameworks becoming clearer across jurisdictions.
Market analysts forecast
$100B+ TVL
Tokenized real-world assets expected to exceed $100 billion in total value locked by 2030, driven by institutional adoption and regulatory clarity.
Get started by creating an account on one of our partner exchanges and begin exploring the world of tokenized real-world assets.
我们可能从联盟链接中获得佣金。加密货币涉及重大风险——投资前请务必进行自己的研究。